Paul Clitheroe explains how to make the most of your money - and your life. With a completely new sections on investing for higher returns, overcoming debt, and estate planning, Australia's trusted and best-selling personal finance guide answers the money questions that concern us all, such as: bull; How can I pay off my mortgage faster? bull; What should I look for in an investment property? bull; How can I retire comfortably? bull; Should I invest in shares? bull; How can I save more effectively? bull; How can I minimise tax? bull; How does negative gearing work? bull; Which investments generate the best returns?